When your car is totaled, the system isn't built to protect you. Adjusters, appraisers, and carriers all have one job: save the insurance company money. That leaves everyday folks at a disadvantage, forced to accept payouts that don't reflect the real cost of replacing their vehicle.
Our founder, Nick, saw this firsthand when his sister rolled her truck. The "Actual Cash Value" the insurer offered was less than half of what it would cost to replace the vehicle. That unfair experience inspired the creation of MaximizeYourPayout, giving people the tools and leverage they need to fight back.
What we do
Data-Driven Valuations
Our AI engine scans over 15 million listings, pulling every relevant vehicle in your area. We adjust for trim, mileage, accident history, and even maintenance or modifications to create a true market value for your car.
Custom Valuation Report
You receive a polished, courtroom-ready PDF that documents exactly what your car is worth and why the insurer's number falls short.
Negotiation Scripts
We provide ready-to-send email templates, phone scripts, and talking points so you know exactly what to say and when.
Expert Guidance
Our specialists are available to answer questions and guide you through the process until your claim is resolved. We make sure you never feel like you're going alone.
Why should you trust us?
MaximizeYourPayout was started by a team of insurance and technology veterans that more than anything want to make the world a little bit of a better place. We'll do everything we can to help you win and we stand behind our product with a Zero-Risk Guarantee.